Tuesday, March 2, 2010

the pit falls of treatment without insurance #1


Well, we've just run into our first complication. I knew there would be problems, just didn't know what they would be since when Brian was in treatment last time, between Scott and I we worked 3 jobs and had 3 different health insurance policies.
This time around, Brian is too old to be covered by Scott's policy and we only have 1 job...so we applied for medicaid, but that is the state, and it takes time to process...

today's surprise was the fact that the hospital is requiring us to pay for the PET scan up front, they won't wait for payment from medicaid...
so what do you do....it's not like we have that amount of money simply sitting in a bank account...and it's not like Brian can wait to have it done until we either save the money or the medicare kicks in....what a crappy dilemma to have to deal with, on top of everything else.
Now in order to be able to afford to get Brian the treatment he needs, we will apply for reduced cost care, which will reduce the amount we need to pay up front for a PET scan.

Brian's scheduled to have the PET scan on Thursday, and blood work, then have the bone marrow aspirate, on Friday 3/12... that as a child, he was given anesthesia for, but as an adult will have to endure with just local anesthesia ...OUCH....and painful after wards as well, as we already know.

So our schedule is now..
3/4 meet with financial counselor at cancer clinic
3/4 PET scan
3/4 Blood work (labs)
3/12 Bone Marrow Aspirate
3/15 Appointment with Oncologist

no doubt there will be other things to schedule in there as well, but the main focus now is getting things set up to run automatically at the house once I am gone for the transplant. I also need to get in to see my doctor so all my medications have enough refills on them in case we are gone the 100 days instead of the 30...

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